The RightSure Blog - What is Subsidence?

How to spot the warning signs of subsidence?

2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.

What is subsidence?

Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned. 

What are the causes of subsidence?

Most common are:

What are the signs of subsidence?

There are a number of signs to look for both inside and outside of your home.

What should I do if I notice any of these signs?

Contact us immediately. Most home insurance policies cover loss or damage caused by subsidence, heave and landslip. Our claims hotline is open 24 hours a day, 7 days a week to give you peace of mind. Call 0800 484 433.

What happens next?

Your Insurer will arrange for a survey to be conducted on your property that will determine the cause. Usually, the issue will be monitored over a period of time and if subsidence is found, dealt with either by removing the cause or treating it with structural support.

How can we help?

Whether you are looking for van insurance, car insurance or home insurance, RightSure is here to help! We can help you find flexible, low-cost insurance policies that are designed to suit your needs.
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