2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.
What is subsidence?
Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned.
What are the causes of subsidence?
Most common are:
What are the signs of subsidence?
There are a number of signs to look for both inside and outside of your home.
What should I do if I notice any of these signs?
Contact us immediately. Most home insurance policies cover loss or damage caused by subsidence, heave and landslip. Our claims hotline is open 24 hours a day, 7 days a week to give you peace of mind. Call 0800 484 433.
What happens next?
Your Insurer will arrange for a survey to be conducted on your property that will determine the cause. Usually, the issue will be monitored over a period of time and if subsidence is found, dealt with either by removing the cause or treating it with structural support.